Health Insurance

It is compulsory to submit an official translation of your Health insurance upon registration at any Bulgarian university, as well as for registration at the Local Migration office.

Medical insurance is a very important issue, especially when it comes to a long-term permanent stay in Bulgaria. You have two options – either to make a medical insurance in your home country, which should cover Bulgaria, or to make insurance in Bulgaria at one of the global insurance companies, which operate in Bulgaria.

You have a choice between the following two types of medical insurance:

  1. A compulsory medical insurance for people staying in Bulgaria for 3 months or more – valid only on the territory of Bulgaria for people up to 70 years of age. This insurance covers the following risks:
    – medical expenses due to an accident or an acute disease
    – repatriation due to an accident or an acute disease
    – urgent dental care
    – death due to an accident
  2. An international medical insurance for people between 18 and 69 years of age – this insurance covers all countries around the world. People who have such insurance can choose from a list of first-class hospitals around the world and the insurance covers all sorts of medical expenses – hospital treatment, medications, surgery, transplantations, laser eye treatments, rehabilitation and others.

Since Bulgaria joined the EU in 2007, EU-citizens with health insurance in their home countries are entitled to reduced cost or free medical treatments covered by the Bulgarian social insurance (i.e. state-provided medical treatment only) on production of a European Health Insurance Card (EHIC) – provided, their stay in the country is temporary.


If you find yourself in a danger or in a situation of emergency, call 112. This number is free of charge and valid on the entire territory of Bulgaria. Other important phone numbers include 150 (ambulance), 160 (fire/rescue), 166 (police) and 178 (pharmacy on duty).

European Health Insurance Card

What is the European Health Insurance Card?

A free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway, Switzerland and the United Kingdom, under the same conditions and at the same cost (free in some countries) as people insured in that country.

Cards are issued by your national health insurance provider.

Important – the European Health Insurance Card:

  • is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property,
  • does not cover your costs if you are travelling for the express purpose of obtaining medical treatment,
  • does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.

Please note: when you move your habitual residence to another country, you should register with the S1 form instead of using the EHIC to receive medical care in your new country of habitual residence.

  • #myEHICstory: share your story with us!

    #myEHICstory: share your story with us!


    #myEHICstory: share your story with us!

  • European Health Insurance Card: 40% of insured Europeans have one

    Front of a European Health Insurance Card


    European Health Insurance Card: 40% of insured Europeans have one

  • European Health Insurance Card: over 200 million Europeans already carry one

    European Health Insurance Card

    str.” San Stefano No 2 (parking in front of the Regional Directorate of the Ministry of Interior – Varna

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